Thinking of Buying a Lake Home or Cabin?

The Grand Rapids and Itasca County area is blessed with a thousand lakes, a vast amount of clean and clear waters. With so many lakes, there is a wide range of lake homes and lots to choose from. From small, non motorized, environmental lakes to larger, fully recreational lakes where you can boat for miles. For example, Pokegama Lake, which connects to Jay Gould Lake, offers miles of boating plus restaurants and even a golf course to stop at. While other, smaller lakes are quieter and offer an abundance of wildlife viewing.

So how do you choose? I have compiled a list of things to think about before you start your search. Buying a waterfront property will include a few extra aspects to think about. Determining what is important to you, and what your “must haves” are in a lake property is the first order of business. Hopefully the questions below will help guide you in your lake property search.

1. What are you looking for in a lake? Is it good fishing? Sandy swimming beach? Expansive boating? Or peace & quiet?

2. What about the slope to the lake? Is a gradual or level slope a necessity or is a steeper slope with great lake views more important?

3. How about exposure? The west side gives you those serene sunrise views while the east side provides great sunsets and afternoon sun, while some like the north side hoping for less wind.

4. How far do you want to be from town? Do you want to be able to run into town quick, for groceries, shopping or medical facilities or is solitude something you are in search of?

5. Does the lake level vary? Are there any flood plain restrictions?

6. Many lake properties have a private well and septic system, become familiar with the counties requirements.

7. Is there access to electricity? It can be very costly to have power brought into the lot.

8. Do you plan to develop the shore line.?  Find out what the restrictions are for shoreline development and renovation.

9. You may find that all you want in a lake home is not in your price range – then some alternatives may be a nicer home with deeded lake access or if it’s true privacy you are looking for may be acreage with water near by is a better fit.

10. Lastly, no matter what kind of recreational property you are in search of...know how you are going to finance it. Seasonal cabins generally require more money down then year round residential homes. It is very important to speak with a good lender who can walk you through this process. A good lender can help you decide what is the smartest route for you to take, based on your financial situation.

Please contact me today to help you find your dream lake home, cabin or get away!  I specialize in waterfront properties in and around Grand Rapids and Itasca county.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which lake home or cabin is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

 Select desired reports and click on it or complete the form provided.